USDA Financing Eligible—own for less than rent! No HOA and a large private lot offering space, flexibility, and room to grow. This custom-built ranch blends thoughtful design with quality finishes throughout. Durable hardwood-style flooring runs through the main living areas, with granite countertops featured in the kitchen and baths. The open-concept kitchen includes custom-painted cabinetry, a large center island with pendant lighting, brushed nickel fixtures, stainless steel appliances (smooth-top range, built-in microwave, dishwasher), and a walk-in pantry with custom wood shelving. The owner's suite features plush carpet, a walk-in closet with direct access to the laundry room, and a spa-inspired bathroom with tile flooring, dual granite vanities, and a walk-in tiled shower. The vaulted family room opens to a covered rear porch, ideal for quiet evenings or outdoor entertaining. A bright dining area and a spacious laundry room complete the floor plan. Attractive Lender Move-in ready and convenient to schools, local shopping, and commuter routes while maintaining the peace and privacy of rural living.